Summary of Terms & Conditions

(full details provided on request and when taking out a policy)

 

   
Accident & General Insurance Services
 
Section Premier Cover

No Policy Excess

Standard Cover Standard Cover

Excess

1. Cancellation € 10,000 € 3,000 € 100(Single Trip)   €10 (loss of deposit only)
2. Curtailment € 6,500 € 3,000 € 100
3. Personal Accident € 30,000 € 10,000 Nil
4. Medical Expenses € 7,500,000 € 5,000,000 € 100
    Dental Treatment € 450 N/A Nil

5. Baggage

€ 2,000 € 1,200 € 100
    Single Article € 350 € 150  
     Valuables € 500 € 200  
     Money € 400 € 150  
6. Personal Liability € 2,500,000 € 2,500,000 Nil
7. Personal Assistance € 2,500,000 € 2,500,000 Nil
8. Lost/Stolen Travel Tickets € 500 € 500 € 75
9. Medical Inconvenience Benefit € 650 € 400 Nil
10. Lost passport Expenses € 400 € 400 Nil
11. Travel Delay/Abandonment € 6,500 €3,000 Nil
12. Missed Departure/Connection € 500 € 500 Nil
13. Hijack € 500 € 500 Nil
14. Catastrophe € 1,000 € 1,000 € 100
15. Hazardous Activities Cover € 5,000,000 € 2,000,000 Nil
16. Government Travel Advice € 1,250 € 1,250 Nil

17. Business Cover

     
     Company Funds € 650 N/A N/A
     Business Equipment € 1,250 N/A N/A
     Single Article € 500 N/A N/A
     Replacement Colleague € 2,500 N/A N/A
18. Golf Equipment € 1,250 N/A N/A
      Single Article € 350 N/A N/A
19. Green Fees Curtailment € 350 N/A N/A
20. Green Fees Cancellation € 350 N/A N/A
21. Green Fees Delayed Arrival € 100 N/A N/A
22. Course Closure € 240 N/A N/A
23. Hole In One € 200 N/A N/A
24. Ski Equipment € 500 N/A N/A
25. Ski Pack € 350 N/A N/A
26. Ski Hire € 250 N/A N/A
27. Piste ClosureN/A € 400 N/A N/A
28. Avalanche Closure € 125 N/A N/A
29. Travel Supplier Insolvency € 3,000 N/A N/A
 
Note : No excess applies to any section under Premier Cover
           Medical Questionnaire must be completed - to print a copy, click here.
           For a Summary of Cover and Claims Procedures, please click here.
 

For a complete copy of the Terms & Conditions applicable to the Accident & General Policies under Standard and/or Premier Cover, please download the following file by clicking here (depending on the speed of your computer this pdf file may take a few minutes to download).  

 

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